Close faster with AI. Join Loan Factory.
We build the platform. Our Loan Officers use it for free.
Everything you need to close loans, in one place.
From first lead to closing day, Loan Factory's AI mortgage platform handles the busywork. Free for every Loan Officer who joins.
Marketing
AllyAI writes and posts your social media.
- AI-written posts
- Posts to 8 platforms
- Auto posts on closings
- Facebook ads
Leads and clients
CRMEvery lead and Realtor in one place.
- Drip emails by loan status
- Birthday and holiday greetings
- Branded newsletters
- AI assistant
Loan processing and pricing
LOS & PricingProcess loans and price them in one place.
- Loan processing
- Pricing
Explore our services
MarketplaceHelp for any file, in one place.
- AI lender finder
- Lender experts
- Specialty courses
Funding and closing
LUNA+Funding to post-closing, step by step.
- Funding steps
- Wires
- Post-closing tasks
Work from your phone
Loan Factory MobileYour loans, pricing and messages on your phone.
- AI-guided applications
- Real-time loan status
- Compare lender quotes
Past clients
Loan Factory IQStay in touch after closing.
- Monthly home value reports
- Rate Alerts for refinances
- Local agent insights
- Connects to 3,000+ apps
Real estate deals
MOSO Real EstateHandle real estate deals too (CA DRE license).
- Buyer and seller deals
- Integrated mortgage
- Agent onboarding guide
Stop paying for outside software.
You don't need to buy any third-party software. Our engineers built the platform, and it's free for our Loan Officers.
| Software you no longer need | Monthly cost |
|---|---|
| Loan Sifter | $79 |
| Arive / Lending Pad | $70 |
| Income analysis (loancraft.net) | $50 |
| Homeowner Mortgage Report | $150 |
| Lead Hacker | $300 |
| Birds Eye for reviews | $299 |
| Canva Basic | $15 |
| You save | $963 / month |
Meet our CEO, Thuan Nguyen, live.
Free and online. About 1–1.5 hours, with live Q&A.
- How he became the #1 Loan Officer
- Why Loan Officers join Loan Factory
- 242+ lenders and free tech
Thuan Nguyen#1 Loan Officer in the countryMore ways to earn at Loan Factory.
Get paid to recruit. Keep more commission. Get help with ads.
You're never on your own.
Get a coach, a coordinator or a whole team behind you.
Know exactly what you earn.
Simple, flat fees on every closed loan.
You keep 100% of the commission on every closed loan.
You get 90% of the commission after the admin and processing fees. You pay your own payroll taxes.
For each Loan Officer you refer who joins.
Wondering if it really works for you?
See the platform live and bring your questions. Our CEO, Thuan Nguyen, hosts a free webinar every Friday.
A company you can count on.
The best thing that I know so far is the pricing and the best tool they have and the most amazing supportive team.
Loan Factory has changed the game. It has changed my career. I don't feel like the underdog anymore. I feel like I have the advantage.
What I love most about Loan Factory is that we are super advanced on the technology aspect. We can change [the software] the way that we want to make it better for Loan Officers.
Hear it from our Loan Officers.
Small Talk, Big Ideas
Our yearly Summit for top producers.
Hit your goals and we cover your trip. Our top Loan Officers are celebrated on stage.
Join Loan Factory in three steps.
We help you at every step. A one-time $100 sign-up fee covers your account setup and system maintenance.
- Attend a webinar"Why Loan Factory", every Friday. Highly recommended.About 1–1.5 hours
- Talk with usReply to our email and we'll set up a short call with our onboarding team.About 20 minutes
- We set you upWe handle your NMLS sponsorship and HR paperwork, then you get your accounts and start using the platform.2 days to 1 week
Becoming a Loan Officer
Realtors and CPA/Insurance agents, want more income? Take a 20-hour class, pass the NMLS exam, and open new doors for yourself and your clients!
Frequently Asked Questions
Common questions about Loan Factory. Still curious? Ask Thuan Nguyen live on Friday.
Join a Friday webinarWho can join: newly licensed, or 2+ loans closed in the past year. Background check and management approval required.
